A little extra for your loyalty: 0% down payment SIL for returning customers.
More ways to pay with our new OTC channel.
Upgraded reloan journey for a smoother experience.
Download time deposit details in a flash.
Update your ID anytime—keep your profile fresh and real.
Improved Loan Application Journey for Credit Builder and Shop Installment Loans
Changes to the Tonik Physical Card ordering process to support the promo
Added new Billers (stay tuned)
Introducing a special Stash for Tendo customers
Integration of ChatGPT into our Chatbot
Updates to our Time Deposit Pricing
We've made Bills pay Quick Send more convenient
Developed platform fixes to improve app connectivity
Enhancements to Quick Send to make sending quicker
New Loan Offers for qualified customers
Updates to our Time Deposit creation limits and pricing
Opened new over-the-counter channels for topping up
Minor bug fixes
General bug fixes and interface enhancements
Update your account balance with pull-to-refresh on your app dashboard
Self-employed customers can now avail of a Shop Installment Loan
Added support for haptic feedback
• Starting the year off with additional app security enhancements
Because we treat security like a lady, it always comes first.
- Various Christmas Bug fixes for the good boys and girls
- Unlike your Ex, we believe a good turn deserves another with new offers for qualified loan customers
- Payhinga service enhancements for those who want to enjoy the Loan holidays
• Added a Pay button for easier Loan repayments
• New Loan offers will now be available to Shop Installments customers
• Improvements in our Loan application experience
1. Introducing our "Payhinga" value added service for a new loan.
2. Customers Redesigned Quick Loan for a simpler application experience.
3. Enhanced onboarding for new customer onboarding to comply with BSP regulations
• Upgraded our Face and ID Scan for new customers
• Optimized the tonik app dashboard for faster loading
• Implemented updates to our Loan products
• When a million customers align, you know they're getting the neobanking romance they deserve.
Reworked tonik account onboarding
Removal of IDs that are no longer supported (Voter's ID, PhilHealth and TIN ID)
Minor updates to Flex Loan
Fix for the Chat bug
Enhancements to OTP sending
Optimizations to the app dashboard for improved performance
Added a new offer for customers with an existing loan account with tonik and good payment history
Big Loan enhancements, now accepting Self-Employed
Big Loan updated pricing
Optimized Big Loan application
Data Privacy Updates
A better Quick loan - only 1 ID needed
A special offer for our valued loan customers
Enhanced our Big Loan product for jointly owned condos
Introducing a new great Shop Instalment experience, now with QR
Voter's, TIN and PhilHealth IDs are now accepted
Standardised Instapay reference number for easier tracking
Improved Instapay transaction details to display more information
- Added new IDs for new customers
- Big Loan enhancements
- Rebranded Salary Loan to Flex Loan
- Shop Installment Loan now enhanced with Bundles!
Big Loan (beta) - a new loan offer for condo owners
Added push notifications messages
Added new billers
Fixed Selfie scan issue
Minor fixes and changes
National ID (PhilSys ID) is now fully supported for new customers
Fixed issues for Bills Pay and added new billers
Fixed Send money to other Tonik customers using mobile number
Added a new payment feature for Shop Installment Loans
Customers can now cancel a loan application
Top up using INSTAPAY to your Tonik account
New Billers added
Added Certificate of Employment and ITR as options for Income statement uploads when applying for a Quick Loans or Shop Installment
Self-service Loan full repayment functionality
Improved Face Identity Scan for new users
Added a view button for Loan customers to display their documents
Added a Pay button (Beta) functionality to pay Bills
What's new for this build:
-PhilSys ID is now accepted in creating a tonik account
-Added onboarding enhancements
-Bank Certificates can now be requested through the App
-Added an OTP to secure Group Stash contributions
What's on this release:
- Added document update and upload in the Profile section
- Added enhancements to our Time Deposit closing screens
- Platform updates to improve our Customer support interactions
- Improved onboarding T&C and Data Privacy experience
- Added Push Notifications for Time Deposits
- Stashes improvements - display more transaction history
- Fixed descriptions for Virtual and Physical card transactions
- Fixed PESONet transaction details
- Included additional info on PESONet multiple batch sending and receiving
- App performance improvements
-Added new app push notifications
-Onboarding enhancements
-Improved app performance
-Support for PESONet Multiple Settlements. New cut-offs are 10am and 4pm daily.
-Implemented fixes as required under the Google Developer Policy
-Added new app push notifications
-Onboarding enhancements
-Improved app performance
-Support for PESONet Multiple Settlements. New cut-offs are 10am and 4pm daily.
New send money experience featuring PESONet
Improved Loan user experience
Fix for Chat upload issue
New Chatbot
Bug fixes and improvements in our onboarding
Additional notifications
Improved document scanning and document review
Added a notification for transaction reversals
You can now add a PESONet send transaction to your quick send list
Added PESONet successful transaction notifications
New Shop Installment Loans (beta)
OTP for contributing to a Group Stash
Tonik App version 3.0.0
Quick Loans – our first of many Loans products
GCash to Instapay - moved under Instapay
BDO Online (BETA) - free top-up channel via BDO online
PESONet Outbound - our newest and FREE cash-out service
TD auto rollover feature - roll over toggle for Time Deposits
Onboarding improvements - added onboarding tutorial for document scanning
TD Certificate – request from the Tonik App
Unmasked OTPs
Ghost-month edition:
Improved our messaging for customers with limited KYC accounts
Added push notifications for Group Stash invites
Added push notifications when a tonik user contributes to the Group Stash
Improved responses to card linking errors
A way to capture CVV/CVC when topping up using a linked card
Lastly, you can now order a Physical Tonik Debit Card (boo-yah)
Here's what just rolled out of the shop:
Updated fees for Debit Card, GCash and 7-11 top ups. Others channels are free!
Added a happier timeout screen.
Added screens for our upcoming physical card launch (still coming soon!)
Show the app version
Fixed an issue with our Time Deposit List
Enabled push notifications for Top ups and Tonik to Tonik transfers
Speed up Stashes display
• Added PESONet in-app account info
• Enabled centavos for your transfers
• Simpler Stash opening experience
• Selectable transaction purpose when sending
• Improved PayExpress process
• Added FAQs for TD and Stashes
Freshly baked app goodies
Debit card linking - you can now enrol your debit card for faster top ups
Fixed purple screen lock on start up
We now accept Postal IDs for tonik account registrations
Shortened the expiry for over the counter Payexpress cash out codes
Improved the SMS invites for Group Stashes
Remapped some error codes to the right screen
We now display the GCash name and number in your transaction details
Removed Coins.ph as an option in top ups
What's new in this build:
Added a link to show how we are computing time deposit early withdrawal pay out
Improved our Face Identity Scan (better to see you my dear)
Improved Document scanning to improve character recognition (we still can't recognise cartoon characters though).
Now open to everyone
Enhanced chat agent interaction and communication
Included limit indicators for our cash in channels
Updated our Terms and Conditions
New notification for creating cash out codes
Added a Frequently asked question link from the app
Trimmed our code, in preparation for some summer fun.
